After Alba, the loan officer at a high street bank, declines a loan to Rick, he decides to exact revenge by grabbing her as she leaves work. We join her as Rick opens the trunk of his car where Albas hand are zip tied behind her back and she is already gagged with duct tape. Rather than submit passively, Alba kicks her assailant and makes a run for it. Running in high heels slows her down badly and Rick soon catches up to her. He secures her ankles with a zip tie before throwing her over his shoulder and carrying her back towards his house, specifically to his garage. He zip ties Alba to a chair then removes her gag. She demands to know what he wants, and the answer is simple. If she approves his loan, he will let her go, otherwise she will stay there. Alba tells him he is a fool to think he could get away with this, so Rick cleave gags her and leaves her alone to think about her situation.